Beacon Financial Planning, Inc. is a state registered investment adviser.  Beacon Financial Planning, Inc. and its representatives are in compliance with the current registration and notice filing requirements imposed upon registered investment advisers by those states in which Beacon Financial Planning, Inc. maintains clients.  Beacon Financial Planning, Inc. may only transact business in those states in which it is notice filed, or qualifies for an exemption or exclusion from notice filing requirements. Beacon Financial Planning, Inc.’s Web site is limited to the dissemination of general information regarding its investment advisory services to United States residents residing in states where providing such information is not prohibited by applicable law. Accordingly, the publication of Beacon Financial Planning, Inc.’s Web site on the Internet should not be construed by any consumer and/or prospective client as Beacon Financial Planning, Inc.’s solicitation to effect, or attempt to effect, transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Furthermore, the information resulting from the use of tools or other information on this Internet site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Beacon Financial Planning, Inc. subsequent, direct communication by Beacon Financial Planning, Inc. with a prospective client shall be conducted by a representative who either is registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to Beacon Financial Planning, Inc.’s registration status, please contact the United States Securities and Exchange Commission on its Web site at www.adviserinfo.sec.gov. A copy of Beacon Financial Planning’s current written disclosure statement discussing Beacon Financial Planning, Inc.’s business operations, services, and fees is available from Beacon Financial Planning, Inc. upon written request. Beacon Financial Planning, Inc. does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Beacon Financial Planning, Inc.’s Web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

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